Private Wholesale Investor Capital

Asset-Based Financing Built for Real Estate Investors

Fund acquisitions, value-add rehabs, bridge equity, and long-term rental portfolios with no tax returns, no DTI limits, and fast 14-30 day closings.

Calculate My Loan Options Talk to a Specialist

DSCR Rental Loans (1-4 Unit)

Fix & Flip (Up to 100% Rehab)

Bridge Loans & Cash-Out Equity

5+ Unit Commercial & Multifamily

Capital Ecosystem Wholesale Access

Up to 80-100%

Max Leverage Options

$100K - $15M+

Capital Sizing Limits

14 - 30 Days

Average Closing Speed

240+ Partners

Wholesale Lender Matrix

+ Direct access to 240+ wholesale lenders across 48+ states with zero application fees.

Step 1 of 4

What type of investment financing do you need?

Select your loan strategy and transaction type to evaluate optimal wholesale guidelines.

New Purchase Cash-Out Refi Rate & Term Refi

Primary Financing Program *

Step 2 of 4

Property Valuation & Deal Snapshot

Provide your property location and basic financial parameters.

Property Address or Target Market (City/State) *

Estimated Purchase Price / Value ($) *

Est. Gross Monthly Rent / Rehab Budget ($)

Property Type *

Step 3 of 4

Investor Profile & Liquidity Tiers

No DTI or income documentation required for most programs. We evaluate credit and reserves.

Estimated Credit Score *

Cash / Capital Reserves Available *

Investor / Real Estate Experience

Vesting Entity Structure

Step 4 of 4

Where should Mitchell send your loan pricing options?

Enter your details so Mitchell can review your scenario across wholesale lender pricing matrices.

First Name *

Last Name *

Email Address *

Phone Number *

Target Closing Timeline

✓

Scenario Parameters Received!

Mitchell Dunn is reviewing your deal metrics across 240+ wholesale lender programs. Redirecting you to calendar booking...

Why Real Estate Investors Choose Loan Factory

Instead of pushing a single bank product, Mitchell Dunn compares your deal across 240+ wholesale lenders to deliver maximum leverage and optimal rate pricing.

240+ Wholesale lender partners

No tax returns & no DTI qualification

No application or junk upfront fees

Full support from valuation through closing

50K+

Loans Closed

$20.6B+

Funded Volume

240+

Lender Partners

48+

Licensed States

Frequently Asked Questions

Clear answers to help you navigate private investor capital and wholesale lending.

Q. Do I need personal tax returns or W-2s to qualify?

No. Most investor programs (DSCR, Fix & Flip, Bridge, and Commercial) qualify based on property cash flow, after-repair value (ARV), or liquid reserves rather than personal tax returns or personal DTI limits.

Q. How fast can investor loans close?

Because our programs bypass traditional conventional appraisal delays and full-doc underwriting, closings typically occur in as fast as 14 to 30 days.

Q. Can I close in an LLC or business entity?

Yes! Business-purpose loans are closed under legal entities including LLCs, S-Corps, LPs, or Corporations.

Q. What credit score is required to qualify?

Minimum credit requirements start at 620 FICO for most non-QM and investor loan programs, with prime pricing tiers starting at 740+ FICO[.

Q. Can I tap equity from my rental properties without refinancing my low interest rate?

Yes! Our DSCR HELOC and HELOAN second-lien products allow you to extract cash equity without touching your existing first mortgage.

Scale Your Portfolio With Direct Wholesale Capital

Ready to see which wholesale program fits your real estate deal?

A quick review shows how much capital you can unlock — no tax returns, no DTI impact, and no obligation.

Calculate My Loan Options Call now: (270) 935-1038