Bypass personal tax returns, W-2s, and DTI limits. Secure institutional leverage across 13 private wholesale desks qualified strictly on asset cash flow and equity.
Eliminate traditional banking friction. Every facility is tailored to property-level returns and closed under legal business entities.
Long-term debt for buy-and-hold operators and BRRRR exits. Qualified strictly on rental revenue vs PITIA debt service.
| Eligible Assets | 1–4 Units, Condos, PUDs |
| Term Options | 30-Year Fixed & 10-Yr IO |
| Income Doc | No W-2s, No Tax Returns |
High-leverage acquisition and renovation capital. Preserve your cash on hand with 100% construction financing.
| Max Leverage | 90%–95% Purchase / 100% Rehab |
| Max ARV Limit | Up to 75% After-Repair Value |
| Term Length | 12–24 Months (Interest-Only) |
Access trapped equity from seasoned rental assets without disturbing your underlying 3%–4% senior mortgage.
| Senior Lien | Preserves Existing 1st Mortgage |
| Combined LTV | Up to 80%–85% Max CLTV |
| Use of Funds | Acquisitions, Rehabs, Reserves |
Commercial balance-sheet loans for small-balance apartment communities and mixed-use investment assets.
| Property Scope | 5–20+ Units & Mixed-Use Commercial |
| Loan Amounts | $500,000 to $10,000,000+ |
| Qualifying Basis | Rent Roll & T-12 Operating History |
No. All our programs are business-purpose and asset-based. DSCR loans are underwritten to rental cash flow vs debt service, and bridge loans are underwritten to property equity, rehab feasibility, and sponsor track record.
Yes. Because these are commercial, non-owner occupied loans, title must be vested in a legal business entity (LLC, S-Corp, C-Corp, or LP) formed in any U.S. state.
Fix & Flip bridge loans routinely close in 7 to 12 business days once clean title is received. 30-year DSCR rental loans average 14 to 21 business days, primarily paced by appraisal turnarounds.
Submit basic deal numbers to receive an indicative wholesale term sheet across our 13 institutional credit facilities.