Mitchell Dunn Loan Factory · Capital Solutions
NMLS #1378534 | Company NMLS #320841
Streamlined Capital for Investors

Fast Investment Property Loans. Maximum Leverage, Zero Friction.

The fastest way to fund your next deal. Whether you are flipping, building, or holding for rental income, get the leverage you need with no personal income verification required.

Up to 100% Rehab / 85% LTV
Loans from $50K to $20M+
DSCR, Flip & Bridge
The Process

Funding made simple.

We removed the friction from real estate financing. No massive document drops, no W-2s, and no agonizing waiting periods.

1

Submit Your Goal

Fill out our simple 60-second form to tell us if you are buying, flipping, or refinancing. No hard credit pull required to get started.

2

Review Options

We instantly match your scenario with the highest leverage and lowest rates across our DSCR, Bridge, and Fix & Flip matrices.

3

Close & Fund

Once you select your terms, our asset-based underwriting team moves quickly, allowing you to close and secure the property in weeks.

What We Fund

Capital for every exit strategy.

Whether you need quick cash to close on a distressed property or a 30-year fixed loan to build your rental portfolio, we have a program built for you.

Fix & Flip Loans

High-leverage, short-term capital designed for investors buying distressed real estate. Get the funding you need to acquire the property and cover your renovation costs.

Up to 100% of Rehab Costs Funded
Up to 100% Initial LTC (Purchase)
6 to 24 Month Terms Available

DSCR Rental Loans

Long-term financing where you qualify based on the property's rental income rather than your personal W-2 income. Perfect for building a scalable rental portfolio.

No Personal Tax Returns Required
Up to 85% LTV on Purchases
30 & 40-Year Fixed Term Options

Fast Bridge Capital

When speed is your greatest asset. Secure your next investment property in weeks with light-documentation, asset-based underwriting before you transition to long-term debt.

Up to 85% LTV Available
12 to 36 Month Terms
Fast 10-14 Day Closings

5+ Unit Multifamily

Commercial-grade capital for 5+ unit apartment buildings and mixed-use properties. We offer customized bridge, rehab, and long-term stabilized DSCR options.

Loans from $250K up to $20M+
Up to 75% LTV / 85% LTC
Bridge, Rehab & Long-Term DSCR
Got Questions?

Frequently Asked Questions

Do you need to see my W-2s or tax returns?
No. All of our loan programs are entirely asset-based. We look at the current value, rehab potential, or rental income cash flow of the property itself, rather than your personal debt-to-income (DTI) ratio or personal tax returns.
What credit score do I need to qualify?
For the best leverage and rates across our DSCR and Bridge options, we like to see a minimum FICO score of 680 to 700+. However, we have specific programs that can fund investors with scores down to 600 or 620 depending on the deal metrics and your liquid cash to close.
I'm a first-time investor. Can I still get funding?
Yes! While ground-up construction and heavy fix-and-flip programs often require a proven track record, we have lenders that allow first-time investors to utilize light fix-and-flip, stabilized bridge, and 30-year DSCR rental programs.
What types of properties do you lend on?
We fund 1-4 unit residential investment properties, short-term rentals (STRs), condos, and 5+ unit multifamily buildings. We also offer select options for mixed-use commercial spaces. (Note: We do not lend on owner-occupied primary residences).

Ready to see your leverage?

Find out exactly how much capital you qualify for across our DSCR, Flip, and Bridge programs. No credit pull required to get started.

See My Options →
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